2020 has been a year.  It’s had more twists and turns than a mountain road and more plot twists than a soap opera.   If you're in need of a new car, but find yourself unemployed, dealing with damaged credit, or other special circumstances due to COVID-19; I’m going to tell you how to purchase a car at Victorville Hyundai regardless of your current situation.
Seek a loan through Victorville Hyundai

At Victorville Hyundai, we specialize in unique circumstances such as: bad credit, no credit, and unemployment financing on our new and used car inventory.  The financing process can take a little more time up front, but will save time in the process overall as these are typically more unique scenarios.  Here is what we recommend:

  • Visit our dealership located at 14821 Palmdale Rd. in Victorville, CA.  We can help you to find a car within your budget.  We have an expert special financing team that will help you to drive off in your new vehicle.
  • Call (760-206-9073) or visit www.victorvillehyundai.com/apply-for-credit.htm so we can begin the process of getting you financed.
  • Be prepared with your social security number, birth date, and home address, so we can verify your identity and begin the process of running your credit.
  • Visit Victorville Hyundai and work with our Special Financing manager.  He has formed long term relationships with several banks that allow him to work through the process of financing our customers with unique credit situations.
  • Have a down payment for the vehicle.  We can work with minimum down payments in our special financing department to put together a deal that will work with your budget. 

  • IF you are not able to gain an instant approval from www.victorvillehyundai.com/apply-for-credit.htm, don’t hesitate to reach out to our special financing team at Victorville Hyundai (760-206-9073).  Oftentimes our managers can see something that the computer may have missed to help you secure a car loan.  

Utilize a Cosigner
If you find that you are unable to get approved for a car loan, hope is not lost yet.  You may be able to get a family or friend to co-sign on your loan with you.  Essentially, this friend or family will have their credit used alongside yours to gain loan approval.  This means that a friend or family member will appear on the loan alongside you.  

 

This method can be a great way to achieve your goal of getting a car while also improving your credit through making consistent payments on a new vehicle. 


All of the above methods can be used to attain a new vehicle even if you have bad credit or are experiencing unemployment.  The upside to many of these methods is that as long as you make consistent on-time payments for your new vehicle, you will be rebuilding your credit as you go!


At Victorville Hyundai we specialize in serving those with bad credit, no credit, and even unemployment in the Victorville, Apple Valley, Barstow, Adelanto, and Hesperia areas.  We understand times may be tough, but we’re ready to help!